Terms of Use
Information only — not an offer of insurance
Everything on this site is general information about an insurance product. It is not an offer to sell, a solicitation to buy, a binder, or advice about your own risk. No cover exists until a policy is issued and bound. Descriptions of coverage are summaries; the policy wording governs in all cases, and terms differ by account and jurisdiction.
No professional advice
Nothing here is legal, regulatory, actuarial, accounting or security advice, and it does not create a broker, adviser or fiduciary relationship. Decisions about your own AI systems and your own insurance program should be taken with your own advisers and your own licensed broker.
Submissions
Information you send through this site is handled under our Privacy Policy. Do not send confidential or privileged material through web forms. You confirm that information you submit is accurate and that you are authorized to submit it on behalf of the organization named.
Intellectual property and acceptable use
The content, wording, marks and design of this site belong to RiskHelm or its licensors. You may read and share it for your own business evaluation. You may not copy it into a competing product, scrape it at scale, misrepresent it, interfere with the site, or attempt unauthorized access.
Third-party references
References to incidents, market figures, platforms or other organizations are for illustration and do not imply endorsement or partnership. Links to other sites are provided for convenience and we are not responsible for their content.
Disclaimer, liability and governing law
The site is provided as is, without warranties of any kind, and we do not warrant that it is accurate, complete or uninterrupted. To the fullest extent permitted by law, we are not liable for indirect or consequential loss arising from use of the site. These terms are governed by the laws of [REQUIRES: state], with venue in [REQUIRES: venue]. We may change these terms; continued use means you accept the current version.
